RonAllen
Florida
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Joined: 08/23/2004
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I'm sure it's in the archives someplace but I can't find it.
For classification purpose, and insurance recognition, what is considered a RV? What needs to be in a class B?
Ron
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JFG
TN
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Joined: 07/01/2007
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The diff between a conversion van and a class B RV is how its outfitted on the inside... RV's have sinks, on-board water tank, separate heating, etc.
Fred
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seraphim
Ohio
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Joined: 02/03/2008
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Hey Ron - I may be out of date, but each state may have separate definitions of a 'motor home' for licensing purposes; RV is a more general term, I believe. We bought a van 30 years ago in Ohio and I wanted it licensed as a motor home, and had to install certain amenities: sink, bed, etc. If that's the purpose of your question, check with your state's BMV.
For classification of motor homes, a Class B is a van which basically has its original body, but has been equipped as a camper. A class C is a van where the original body has been cut away and a larger house added. A class A is built on it's own independent frame - it was never a "van". Don't ask about a B+ - there are too many opinions on that one. To me, a B+ is a small C, but that opinion might make others howl LOL. Officially, I'm not sure there is such a creature as a B+.
Can't answer your questions about insurance definitions - probably depends on how the vehicle is titled (motorhome(?)) not how it's equipped.
Growing old is no excuse for growing up.
1995 Intervec Falcon 190
The GyrFalcon
(pronounced jer-falcon}
Jerry and Gail Hartwig (with Ben in the middle)
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RonAllen
Florida
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My Van is licensed in Florida. I understand that if I get it reclassified as a RV my insurance will drop quite a bit. I will use the van mainly as a place to live out of when traveling or fishing. Have a gazebo for the gear. Ron
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EnglishShepherd
East Coast
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Joined: 07/10/2009
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Dh and I just went through this discussion with salespeople and insurance. Threre is a lot of personal choice is how it could be classified. Our customizer offered to plate it as either a van or an RV. This choice was legal in at least two different states.
Our insurance rep was flexible also until I mentioned the refrigerator. The other RV items weren't apparently definitive for her. I received the impression that it was highly subjective for her firm.
I know that some states give the owner the choice in how to to plate some types of vehicles that don't clearly fall into a category so ask.
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Sunbird
Lizard Acres, Arizona
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Joined: 09/21/2001
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The IRS says it has to have a bed, a galley, and a bathroom.
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ryegatevt
Vermont
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Joined: 02/08/2005
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Here in VT our Roadtrek is registered as a passenger car - possibly a good argument for lower tolls, although it didn't work in NY last year...
Steve & Bev
2005 Roadtrek 210
Carly the Sheltie
Zippy the Cat
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Davydd
Minnesota
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Sunbird wrote:The IRS says it has to have a bed, a galley, and a bathroom.
Yes, so you can deduct the loan interest on your income taxes if you itemize. It is considered a second home. You can do the same with a boat.
Davydd
2005 Pleasure-Way Plateau Sprinter B Camper Van
Davydd is the Welsh spelling for David with an English twist using a v instead of an f.
See Our Pleasure-Way and my pork tenderloin sandwiches
Visited states in an RV
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